When it comes to our pets, we want nothing but the best for them. They are family, after all. But just like with any other family member, unexpected medical emergencies can arise, leading to unexpected costs. This is where pet insurance comes into play, providing peace of mind and financial protection when your pet needs it most. In this blog we are going to discuss why you should consider insurance for your pet and why Alpine Animal Hospital recommends you make it part of the long-term care plan for your companion.
The Benefits of Pet Insurance for Pets
- Access to Better Care: Pet insurance ensures that your pet can receive the best possible care without the worry of unanticipated costs. From emergency surgeries to chronic illness treatments, having insurance means your pet can access necessary medical procedures and care that might otherwise be financially out of reach.
- Coverage for a Wide Range of Conditions: Pet insurance typically covers a broad spectrum of health issues, including accidents, illnesses, and even some hereditary conditions. This comprehensive coverage means that whether your pet develops a sudden illness or sustains an injury, you won’t have to choose between their health and your wallet.
- Focus on Prevention: Many pet insurance plans also cover preventative care such as vaccinations, annual check-ups, and dental cleanings. This focus on prevention can help detect potential health issues early, leading to better outcomes for your pet.
The Benefits of Pet Insurance for Pet Owners
- Financial Security: Veterinary care can be expensive, and costs can add up quickly in an emergency. Pet insurance helps you avoid the burden of unexpected vet bills, allowing you to provide the best care for your pet without the stress of financial strain. You can plan for the monthly premium and make it a part of your budget.
- Peace of Mind: Knowing that you’re covered in the event of an emergency provides invaluable peace of mind. You can focus on helping your pet recover without the added stress of how to pay for their treatment.
- Simplified Decision-Making: With pet insurance, difficult decisions about your pet’s health won’t be clouded by financial concerns. You can make decisions based on what’s best for your pet rather than what you can afford.
At Alpine Animal Hospital, we believe in the importance of pet insurance, which is why we’re excited to offer a 30-day free trial with Trupanion Pet Insurance. Trupanion is one of the most trusted names in pet insurance, known for their comprehensive coverage and straightforward claims process.
- No Payout Limits: Trupanion doesn’t have payout limits, so you won’t have to worry about coverage running out.
- Direct Vet Pay: Trupanion can pay your veterinarian directly, so you only need to pay your portion of the bill at checkout.
- Pricing Promise: They won’t increase premiums as your pet ages and you will never pay more for utilizing your pet’s coverage.
- Per-condition deductibles that you only meet once in your pet’s lifetime: you won’t have to keep paying deductibles for recurring conditions. This can be incredibly helpful if your pet has recurring conditions such as ear infections.
One thing that Trupanion DOES NOT cover is routine wellness care. They believe that since you can plan and budget for the expected costs of pet care (annual exams, vaccines and routine dental care), they want to focus on the unexpected costs. This includes accidents, emergencies and disease processes including cancer, diabetes, orthopedic issues, etc. Some plans do cover wellness care so be sure to do your research to find the best plan that fits you and your pet.
How to Get Started
- Do your research and determine what type of plan and coverage you would like.
- Each company has its own process so be sure to investigate how to get signed up and when the coverage will take effect.
- Although it is best to sign your pet up for insurance when they are young, as long as they are healthy and have a clean bill of health, there are typically no problems signing the up later in life. It is not an option to get them signed up after you find out that your pet has a serious medical condition.
- Getting started with Trupanion is easy. Simply sign up for your 30-day free trial during your next visit with us. There’s no obligation to continue after the trial, but we’re confident you’ll see the value in protecting your pet’s health and your finances.
Please know, we are not paid to endorse Trupanion. We have simply seen patients benefit from their coverage with Trupanion and they are a company that will work directly with us and try to make things as easy for you to care for your pet as possible.
Don’t wait until an emergency happens—protect your pet today with pet insurance.